Central Palm Bay Homes under $400,000

Central Palm Bay Homes under $400,000

Welcome to Central Palm Bay, a hidden gem nestled in the heart of Brevard County, Florida. Known for its lush landscapes and friendly atmosphere, this vibrant community offers a unique blend of suburban charm and natural beauty. Central Palm Bay is ideally situated just a short drive from the stunning beaches of the Atlantic coast, making it an attractive destination for both families and retirees seeking a serene lifestyle with easy access to coastal adventures.

One of the most appealing aspects of Central Palm Bay is its diverse real estate market, particularly for those looking for homes under $400,000. Here, you’ll find a variety of options that cater to different tastes and needs. From cozy single-family homes perfect for first-time buyers to spacious properties ideal for growing families, Central Palm Bay has something to fit every lifestyle. Many of these homes feature modern amenities, open floor plans, and inviting outdoor spaces, allowing residents to enjoy the beautiful Florida weather year-round.

Living in Central Palm Bay means enjoying a wealth of recreational opportunities, including parks, walking trails, and community events that foster a strong sense of belonging. The area is also home to excellent schools, shopping centers, and dining options, ensuring that everything you need is just around the corner.

If you’re in search of an affordable home in a friendly community with plenty of charm, Central Palm Bay is the perfect place to call home. Discover your dream property today and experience the best of Florida living!

Newest Central Palm Bay Homes under $400,000

1047 Sunflower Lane NE, Palm Bay
$114,900
2 Beds ⋅ 2 Baths ⋅ 1089063 MLS
ONE OF THE BEST LOCATED HOMES IN HOLIDAY PARK!!! COME SEE THE BEAUTIFUL BACK YARD THIS PROPERTY OFFERS!! SERENE AND PRIVATE WITH LOTS OF OAKS TREES AND A POND WITH FOUNTAIN AND VERY PRIVATE LOCATION!! OWN YOUR LAND AND MOBILE-NO LOT RENT!!!! Very well maintained and immaculately kept FURNISHED 2 bedroom/ 2 bathroom home in gated (with a guard 24 hours a day) Holiday Park in NE Palm Bay. Perfect winter home or your perfect Florida all year home!! Home offers a nice open kitchen, large living area and a huge under air Florida Room. This split plan model is set up as two separate master bedrooms. Large storage shed!! BASIC CABLE AND INTERNET INCLUDED ALONG WITH GROUNDS MAINTENANCE!! Must see. Come and enjoy all the amenities the Park has to offer billiard room, library 2 swimming pools, game room and much more!!!! Conveniently located to shopping, medical facilities, churches, pharmacies and grocery stores. Just off Interstate I-95. THIS HOME IS PRICED TO SELL!!!

1047 Sunflower Lane NE, Palm Bay
265 Holiday Park Boulevard NE, Palm Bay
$94,900
2 Beds ⋅ 2 Baths ⋅ 1088859 MLS
Welcome to a well-maintained home in a vibrant 55+ community featuring a guarded gate and an active lifestyle with plenty of opportunities to connect and enjoy the community. This home offers thoughtful updates and features designed for comfort, accessibility, and peace of mind, including a newer A/C, water heater, flooring, windows, and a beautifully updated guest bath with newer tile. Additional improvements include a vapor barrier, newer hardwood subflooring, and roof tie-downs for added peace of mind. Wider doorways provide easier accessibility for walkers and wheelchairs, while the location next to a small wooded park area creates extra breathing room between neighbors and a more private setting. With numerous updates already completed and a community that offers both security and an active lifestyle, this home is ready to make your next chapter a little easier—and a lot more enjoyable! Make sure to check out the club house, pool and activity areas after your viewing!

265 Holiday Park Boulevard NE, Palm Bay
415 Aviation Avenue NE, Palm Bay
$355,000
4 Beds ⋅ 2 Baths ⋅ 1088741 MLS
Welcome to your dream home! This stunning single-family residence is designed for comfort and modern living. Step inside and you'll immediately notice the spacious, open-concept layout, perfect for both relaxing and entertaining. The heart of the home is the gorgeous kitchen, featuring a large island, abundant counter space, and seamless flow into the expansive great room. Imagine hosting gatherings with ease, with the great room opening onto a trussed, covered lanai—ideal for outdoor dining and relaxation. With four bedrooms, there's space for everyone to spread out. The owner's suite is a private retreat, offering a walk-in closet, a spacious shower, and a vanity with ample counter space. Natural light fills the home, especially in the conveniently located laundry room. Step outside to a backyard oasis, where three flower beds invite you to try your hand at gardening. Enjoy fresh rosemary, lush clusia hedges, a charming dwarf umbrella tree, oleander & a little mango plant. With a two-car garage and plenty of thoughtful details throughout, this home combines beauty, practicality, and versatility—ready to suit your lifestyle. Don't miss your chance to make this move-in-ready gem your own!

415 Aviation Avenue NE, Palm Bay
799 Emerson Drive NE, Palm Bay
$299,999
3 Beds ⋅ 2 Baths ⋅ 1088515 MLS
Set on a beautiful lot of more than a quarter acre, this well-maintained block home offers space, natural light, and a layout designed for easy everyday living. A long driveway leads you to the inviting residence, where an open-concept design brings the living room, dining area, and kitchen together in one connected main living space. Natural light pours in through two separate sliding glass doors, creating a bright and welcoming atmosphere throughout the heart of the home. The kitchen offers an ample amount of cabinet and counter space, stainless steel appliances, and another sliding glass door that extends the living area outdoors. All three bedrooms are generously sized, while the primary suite offers a comfortable retreat complete with an ensuite bathroom featuring dual sinks, a walk-in shower, and a walk-in closet. Outside, the expansive lot provides plenty of room to enjoy the Florida sunshine, create outdoor living spaces, garden, entertain, or simply take advantage of the additional space. Conveniently located with easy access to I-95, this home puts shopping, dining, and everyday conveniences within easy reach. Best of all, you're just minutes from the coast, top beaches, and everything Palm Bay has to offer. With its spacious lot, inviting interior, and convenient location, this home is ready to welcome you to Palm Bay. Mortgage savings may be available for buyers of this listing.

799 Emerson Drive NE, Palm Bay
806 Hawser Street NE, Palm Bay
$335,000
3 Beds ⋅ 2 Baths ⋅ 1088339 MLS
Welcome to 806 Hawser Street NE in Palm Bay! This spacious 3-bedroom, 2-bath home sits on a desirable corner lot with mature trees and features a 2-car attached garage PLUS an additional detached 2-car garage, offering exceptional flexibility for vehicles, storage, hobbies, or workshop space. Enjoy relaxing on the front deck with its charming wooden swing, or gather with family and friends on the large covered back patio. Inside, the cozy fireplace creates a welcoming focal point for the living space. With a functional layout, abundant outdoor space, and plenty of room to make it your own, this property offers comfort, character, and versatility in a convenient Palm Bay location.

806 Hawser Street NE, Palm Bay
1171 Seminole Court NE, Palm Bay
$162,700
2 Beds ⋅ 2 Baths ⋅ 1088120 MLS
Welcome home to this beautifully updated 3-bedroom, 2-bath manufactured home featuring a spacious bonus room that can easily be used as a home office, gym, guest room, or additional living space. This home combines classic charm with contemporary updates, including: Updated kitchen with stainless steel appliances. Elegant quartz countertops throughout. Gorgeous Bathrooms, Convenient indoor laundry & Built-in outdoor storage shed. Located in a desirable 55+ community with a 24-hour gated security entrance, this community offers an array of amenities designed for comfortable and resort living. Residents can enjoy the beautiful clubhouse, two swimming pools, library, & additional community amenities including internet, cable TV, and general lawn care. Conveniently located close to shopping, restaurants, & the beach, this home offers the perfect combination of comfort, convenience, and community living. Come see all this wonderful home has to offer! Make your appointment today!

1171 Seminole Court NE, Palm Bay
875 Dupont Street NE, Palm Bay
$375,000
3 Beds ⋅ 2 Baths ⋅ 1088099 MLS
Welcome home to this move-in-ready 3-bedroom, 2-bath pool home offering 1,380 sq. ft. of comfortable living space, a 2-car garage, and NO HOA! Step inside to a spacious, open floor plan featuring a large family room perfect for relaxing, entertaining, and gathering with family and friends. The family room flows seamlessly into the kitchen, complete with granite countertops, sleek dark appliances, and plenty of cabinet and storage space. The primary suite offers a private bath with a walk-in shower. With no carpet throughout the home, everyday maintenance is simple and easy. Step outside and enjoy your own Florida retreat featuring a sparkling saltwater pool, spacious backyard, and large enclosed lanai--perfect for outdoor dining, entertaining, or relaxing year-round. Recent improvements include a 2023 roof, a new energy-efficient tankless water heater installed in 2025, and new stucco completed in 2025. Enjoy the convenience of being approximately 12 miles from the beach.

875 Dupont Street NE, Palm Bay
550 Dinner Street NE, Palm Bay
$389,000
4 Beds ⋅ 2 Baths ⋅ 1088045 MLS
Built in 2018 and connected to city water and sewer, this move-in-ready home offers 4 bedrooms, 2 bathrooms, a dedicated office/den, and no HOA. The split-bedroom floor plan provides flexibility for working from home, guests, hobbies, or a growing household. The open-concept kitchen, dining, and living areas feature granite countertops, stainless steel appliances, reverse osmosis faucet, abundant workspace, and an oversized island. The spacious primary suite includes a walk-in closet, garden tub, and separate shower. Enjoy Florida living from the screened porch and covered patio overlooking the fenced backyard. A powered storage shed and oversized garage with epoxy floor and workshop/storage area provide added versatility. Conveniently located near Lockmar Elementary, L3Harris, Northrop Grumman, Melbourne Orlando International Airport, shopping, dining, parks, and everyday conveniences.

550 Dinner Street NE, Palm Bay
643 Binney Street NE, Palm Bay
$234,900
3 Beds ⋅ 2 Baths ⋅ 1087915 MLS
Affordable starter home in a great location in Central Palm Bay close to shopping, schools & more. Great opportunity for a first time home buyer, someone looking to downsize, or an investor seeking a solid addition to their portfolio. City water & sewer. This concrete block home features 3 Bedrooms, 2 Baths with a 1 car garage. Open floor plan with tile throughout. No carpet. New Roof in 2024. Newer A/C 2020. Updated electrical system 2014. Large back yard with plenty of room. NO HOA!!! Don't miss this opportunity to make this your home.

643 Binney Street NE, Palm Bay
1271 Shell Court NE, Palm Bay
$145,000
2 Beds ⋅ 2 Baths ⋅ 1087816 MLS
AFFORDABLE 55+ LIVING with the amenities and convenience you've been looking for! This 2-bedroom, 2-bath home with carport is located in Holiday Park, a gated active adult community in Palm Bay. An attached laundry room/workshop provides valuable space for storage, hobbies and projects. Enjoy the Florida lifestyle with two community pools, clubhouse, shuffleboard and bocce courts, plus golf-cart-friendly streets. Dedicated boat and RV storage adds even more appeal for active Florida living. Conveniently located near shopping, dining, medical facilities and interstate access, everyday necessities are close at hand. Adding to the value and peace of mind, the seller is including a one-year home warranty for the buyer. Whether downsizing, seeking a seasonal Florida retreat or simply looking for an affordable, low-maintenance 55+ lifestyle, this home is ready for your next chapter.

1271 Shell Court NE, Palm Bay
141 Cheswick Circle NE, Palm Bay
$130,000
2 Beds ⋅ 2 Baths ⋅ 1087679 MLS
Join the vacation lifestyle at Holiday Park 55+ recreational district. This fully furnished, well maintained 2 bedroom, 2 bath home is ready for a new owner. Recent updates: AC 2026, Roof 2025, vapor barrier 2025, both bathroom remodel 2022, water heater 2022, washer and dryer 2022, and updated electrical and plumbing. Bonus: enclosed porch with HVAC and two storage sheds. You own the land with purchase and this gated community includes: lawncare, RV storage, basic cable and internet. Property is on city water. Just pack your clothes and start enjoying the Spacecoast and everything the community has to offer: 2 pools, fitness & sport activities, pool hall, & varierty of social events. Shopping, restaurants and hospital within a few minute drive. Rec fee is included in the property tax bill.

141 Cheswick Circle NE, Palm Bay
1351 Emerson Drive NE, Palm Bay
$299,900
3 Beds ⋅ 2 Baths ⋅ 1087571 MLS
Welcome to 1351 Emerson Dr NE! This well-maintained 3-bedroom, 2-bath home offers a desirable split floor plan, vaulted ceilings and comfortable spaces for everyday living and entertaining. Major improvements provide added peace of mind, including a NEW ROOF in 2024, REPIPE in 2023, and conversion from an aerobic to a CONVENTIONAL SEPTIC SYSTEM in 2020. Recent interior updates include LUXURY VINYL PLANK FLOORING in the bedrooms and NEW CEILING FANS, creating a fresh, updated feel. Outside, enjoy a spacious, fully fenced backyard with plenty of room for entertaining, pets, gardening or creating your own Florida retreat. A 2-car garage provides additional parking and storage. Conveniently located in NE Palm Bay near shopping, dining, schools and I-95. With several major updates already completed, this home is ready for its next owner! Step outside to a spacious, fully fenced backyard with plenty of room for entertaining, gardening, pets, play or creating your own outdoor Florida retreat.

1351 Emerson Drive NE, Palm Bay
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