Cocoa Beach Homes under $400,000

Cocoa Beach Homes under $400,000

Welcome to Cocoa Beach, Florida—a coastal paradise where sun, surf, and a vibrant community come together to create an idyllic lifestyle. Nestled in Brevard County, Cocoa Beach is renowned for its stunning sandy beaches, world-class surfing, and a laid-back atmosphere that beckons both residents and visitors alike. With a rich history and a charming small-town feel, Cocoa Beach offers a unique blend of leisure and adventure, making it the perfect haven for families, retirees, and beach enthusiasts.

For those looking to plant their roots in this beautiful region, Cocoa Beach boasts an impressive selection of homes priced under $400,000. Here, you can find a variety of options, from cozy beach cottages to spacious condos, all within a stone’s throw of the Atlantic Ocean. Imagine waking up to the sound of waves crashing, enjoying morning coffee on your balcony, and spending weekends exploring the nearby Cocoa Beach Pier and its array of shops and restaurants.

The community is not just about the beach; it’s also home to excellent schools, parks, and recreational activities, ensuring that families have everything they need to thrive. With access to the Kennedy Space Center and the lush landscapes of the Merritt Island National Wildlife Refuge, adventure awaits around every corner.

Cocoa Beach is more than just a destination; it’s a lifestyle. Whether you’re seeking a vacation home or a permanent residence, the charm and affordability of homes under $400,000 make this coastal gem an opportunity you won’t want to miss. Come discover the magic of Cocoa Beach and embrace a life where every day feels like a vacation!

Newest Cocoa Beach Homes under $400,000

3165 N Atlantic Avenue, Cocoa Beach
$387,500
2 Beds ⋅ 2 Baths ⋅ 1088203 MLS
Beautifully reimagined 1st floor unit with views of the Banana River from screened lanai access to large grassy backyard. This 10+ acre property in the heart of Cocoa Beach is nestled between the beach and the Banana River. Luxury vinyl flooring throughout with tile in custom kitchen with quartzite countertops, custom cabinets (to include separate built-in pantry and spice rack) and stainless appliances. Custom designed bathrooms - completely remodeled. Brand-new Simonton top rated, max energy efficient windows and sliders as well as plantation shutters on all windows and shiplap accent walls in living room, master and under the bar counter. Paddle fans and crown molding throughout, and stone flooring on the lanai. Hurricane shutters as well as a newly installed electric Kevlar Cat 5 rated hurricane solar screen. Unit comes with a one car garage too. Full concrete restoration completed in 2026, with all assessments to date paid in full.

3165 N Atlantic Avenue, Cocoa Beach
190 Escambia Lane Unit 204, Cocoa Beach
$374,900
2 Beds ⋅ 3 Baths ⋅ 1088205 MLS
Priced below appraisal! Expansive water views in two directions make this corner condo something special. Set on the Banana River, this 2 bedroom, 2.5 bath residence enjoys sweeping panoramic river views, spectacular sunsets and additional water views over the neighboring lake. The oversized balcony is the perfect place to enjoy frequent dolphin, manatee and bird sightings, while electric shutters add convenience and protection. Its corner location brings in abundant natural light and creates a bright, spacious feel. Originally the model unit and owned by the same owner since new, the interior has just been freshly painted. Even more rare, this unit includes two under-building garage spaces. Inside, you'll appreciate a private washer & dryer, walk-in closets and half bath. Enjoy a community pool and boardwalk/pier, all just minutes from the beach, dining and shopping. A newer roof, healthy reserves and no pending assessments complete this compelling waterfront offering.

190 Escambia Lane Unit 204, Cocoa Beach
2100 N Atlantic Avenue Unit 201, Cocoa Beach
$382,000
2 Beds ⋅ 2 Baths ⋅ 1089049 MLS
Direct oceanfront residence comes with an 1 Car Garage, and Brand New HVAC System. Clean, well maintained, and fully livable, the condo features updated bathrooms providing the ideal foundation for a modern renovation or immediate rental income. Unit 201 at 2100 Tower includes 1,600 square feet of living space and a private 1 car garage. Its defining feature is a 520 sqft wraparound balcony overlooking the pool with a direct ocean views and an uncommon and highly desirable outdoor living space. Interior highlights include updated baths, updated electrical with new panel, water heater and electric hurricane shutters. Residents enjoy a heated oceanfront pool, clubhouse, and a modern equipped fitness area. Whether you're seeking a strategic investment or a customizable coastal residence, this property delivers location, scale, and upside. Schedule your private showing today.

2100 N Atlantic Avenue Unit 201, Cocoa Beach
580 S Brevard Avenue Unit 822, Cocoa Beach
$335,000
2 Beds ⋅ 2 Baths ⋅ 1088954 MLS
Experience the relaxed coastal lifestyle of Cocoa Beach in this beautifully situated 2-bedroom, 2-bath riverfront condo, complete with a private garage in desirable Harbor Isles. Offering a wonderful combination of comfort, convenience, and waterfront scenery, this residence is an ideal choice for a full-time home, vacation getaway, or investment opportunity. Wake up to peaceful Banana River views and enjoy the beauty of waterfront living from the comfort of your own home. The open and inviting living spaces provide a comfortable setting for everyday living and entertaining, while the two well-appointed bedrooms offer privacy for owners and guests. The two full bathrooms add convenience and functionality. A private garage is an especially desirable feature in Cocoa Beach, providing secure parking as well as valuable additional storage for beach chairs, bicycles, paddleboards, fishing gear, and all the essentials of the Florida coastal lifestyle. Located in the heart of Cocoa Beach.

580 S Brevard Avenue Unit 822, Cocoa Beach
115 Escambia Lane Unit 407, Cocoa Beach
$299,900
2 Beds ⋅ 3 Baths ⋅ 1088894 MLS
Well-maintained 2-bedroom, 2.5-bath townhome-style condo in Town Homes of Cocoa Beach, just 1.5 blocks from the beach. This two-story unit offers 1,400 sq ft with an open living and dining area, wood-look flooring, sliding glass doors, and a private patio overlooking the community grounds. The kitchen features white cabinetry, recessed lighting, pantry, breakfast bar, and stainless French-door refrigerator. A half bath and dedicated laundry room with utility sink and shelving complete the main level. Upstairs, both spacious bedrooms offer private en-suite baths. The primary suite opens to an expansive private deck overlooking the community pool and palm-lined grounds. An attached one-car garage provides covered parking and storage. Community amenities include a pool and clubhouse, with the beach, river, restaurants, shopping, and entertainment nearby. Great opportunity for a full-time residence, vacation getaway, or investment.

115 Escambia Lane Unit 407, Cocoa Beach
3799 S Banana River Boulevard Unit 711, Cocoa Beach
$285,000
2 Beds ⋅ 2 Baths ⋅ 1088858 MLS
Experience carefree coastal living at The Four Seasons! This light-filled, first-floor corner unit features 2 bedrooms, 2 bathrooms, and a sunny southern exposure. Step out from your screened patio right near the heated pool. Enjoy resort-style community amenities, including a private riverfront boat launch, 3 fishing docks, a BBQ picnic area, a private car wash, 2 swimming pools (one heated), a sauna, and a vibrant clubhouse with a full kitchen hosting social events and bingo. Superbly located in Cocoa Beach, just blocks from the beach and local dining, with convenient access to Port Canaveral, SR 528, Orlando, and the airport.

3799 S Banana River Boulevard Unit 711, Cocoa Beach
380 N Brevard Avenue, Cocoa Beach
$195,000
1 Beds ⋅ 1 Baths ⋅ 1088848 MLS
Ready to enjoy the Cocoa Beach lifestyle? This fully furnished 1-bedroom, 1-bath, second-floor condo at Blue Heron Condos puts you right in the heart of it all. Located just 2.5 blocks from the beach and directly across from the library and post office, this is the perfect spot for a weekend escape, vacation getaway, or easy beachside living. The bright, updated interior features luxury vinyl flooring throughout and comfortable furnishings, so you can move right in and start enjoying the coastal lifestyle. The screened patio is the perfect place to relax with your morning coffee or an evening drink while enjoying the ocean breeze, with an additional storage room just off the patio. And the location is hard to beat! Walk to the beach, restaurants, bars, coffee shops, shopping, entertainment and everything that makes downtown Cocoa Beach such a fun place to be. In the evenings, you may even catch the tempting aromas drifting over from the neighborhood restaurants. Spend the day at the beach, grab dinner and drinks, enjoy the local nightlife — then come home to your own comfortable beach retreat. Recent updates include a 2026 A/C system with two window units, 2026 water heater, 2024 refrigerator and 2024 stove. Blue Heron Condos offers on-site laundry facilities and a BBQ area, while the reasonable HOA fee includes hot water, trash pickup, pest control and more. The well-kept community is conveniently located near the beach, public golf, tennis, kayaking and a community pool. Fully furnished, wonderfully located and ready to enjoy — just bring your beach towel!

380 N Brevard Avenue, Cocoa Beach
620 S Brevard Avenue Unit 1011, Cocoa Beach
$310,000
3 Beds ⋅ 2 Baths ⋅ 1088833 MLS
Your Florida lifestyle starts here! This move-in-ready, light-filled 3-bedroom, 2-bath ground floor condo in Harbor Isles pairs beautiful updates with peaceful views. Unwind to the soothing fountain sounds and watch birds gather while sitting on your wrap around screened lanai. Just steps from the pool, clubhouse and a sprawling dock along the banana river. Features include newer vinyl plank flooring, fresh paint, smooth ceilings, and an updated kitchen with granite countertops and soft-close cabinetry. Both bathrooms feature new tile and vanities. The split-bedroom layout offers privacy, two walk-in closets, generous storage and a detached one-car garage. Set within a beautiful Banana River waterfront community, amenities include 3 pools, 2 heated pools and a lap pool, gym, pickleball and tennis courts, plus on-site boat and RV storage. Just two blocks from the beach and next to Ramp Road Park and boat ramp, you're perfectly placed for beach days

620 S Brevard Avenue Unit 1011, Cocoa Beach
630 N Atlantic Avenue, Cocoa Beach
$370,000
1 Beds ⋅ 3 Baths ⋅ 1088793 MLS
Discover coastal living at Beachwinds with this 1,804-square-foot townhome in the heart of Cocoa Beach. Originally a two-bedroom, the home was converted into a generous one-bedroom, 2.5-bath layout, giving you an open, flexible floor plan with plenty of room to spread out, relax, and entertain. Love the extra space as it is, or convert it back to two or even three bedrooms (using theto fit your needs. A one-car garage adds convenience and extra storage for bikes, boards, and beach gear. Bring your personal touches and make this home your own! Beachwinds offers private beach access, a well maintained, heated pool, and tennis and pickleball courts, so sunny days on the sand and friendly matches are right outside your door. Just minutes from top restaurants, shopping, and everything the Space Coast has to offer. Whether you're looking for a full-time residence or a seasonal getaway, this townhome combines space, flexibility, and an unbeatable beachside location you'll love coming home to

630 N Atlantic Avenue, Cocoa Beach
3165 N Atlantic Avenue, Cocoa Beach
$290,000
2 Beds ⋅ 2 Baths ⋅ 1088779 MLS
Welcome to this well-laid-out 2-bedroom, 2-bath second-floor condo at Rock Pointe, with 1,336 square feet of living space. The open layout gives you plenty of room to relax and entertain, and natural light fills the main living areas. Step out to the peaceful glass-enclosed patio overlooking the pool, perfect for morning coffee or evenings at home. A one-car garage adds convenience and extra storage. Bring your personal touches and make this home your own! Rock Pointe is a well-run, financially strong community with a beautiful pool plus tennis and pickleball courts along the Banana River. Located in the heart of Cocoa Beach, you're minutes from the sand, top restaurants, shopping, and everything the Space Coast has to offer. With a 6-month minimum rental, this home works as a full-time residence, seasonal getaway, or investment property, combining space, location, and low-maintenance living.

3165 N Atlantic Avenue, Cocoa Beach
3190 N Atlantic Avenue Unit 235, Cocoa Beach
$399,000
3 Beds ⋅ 2 Baths ⋅ 1088556 MLS
OCEAN-FACING CORNER UNIT! TWO PRIVATE BALCONIES! FULLY FURNISHED, TURNKEY & MOVE-IN READY! Funky, fun, and full of Cocoa Beach character, this 3-bedroom, 2-bath condo is filled with natural light and offers two private balconies for watching rocket launches. High-impact, hurricane-rated glass is a standout feature, while brand-new luxury vinyl plank flooring runs throughout. Professionally decorated with a distinctive style, the home also features custom closets in every room and local artwork. Furniture, décor, and appliances convey—just bring your suitcase! Additional updates include a 2021 A/C and 2021 50-gallon water heater. Perfectly positioned just 1.5 miles from the Cocoa Beach Pier and 2.1 miles from downtown Cocoa Beach.

3190 N Atlantic Avenue Unit 235, Cocoa Beach
2020 N Atlantic Avenue, Cocoa Beach
$359,900
2 Beds ⋅ 2 Baths ⋅ 1088036 MLS
Your Cocoa Beach lifestyle starts here! Wake up to ocean views and have your toes in the sand within minutes from this beautifully updated, move-in-ready 2-bedroom, 2-bath oceanfront condo. The 2nd-floor home features a bright open kitchen, two completely remodeled bathrooms, all-new impact windows, electric shutters, tankless water heater, upgraded electrical panel, and a newer A/C. Situated within the Twin Towers community on approximately 8 oceanfront acres, spend your days on the beach or enjoy the heated pool, pickleball and shuffleboard, then head out to nearby restaurants and shopping. Condo fees cover cable, internet, water, sewer, trash, insurance, building and grounds maintenance, pest control, and security. Whether it's your full-time home or beach getaway, all that's left to do is move in and enjoy Cocoa Beach!

2020 N Atlantic Avenue, Cocoa Beach
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